zopaIs this an up and com­ing phe­nom? Zopa and Prosper are two two star­tups offer­ing to bring together bor­row­ers and lenders and offer . The sense of ‘Sim­ness’ (as in simcity/sim this sim that) is an inter­est­ing note. … As the author of this sur­vey on these two ser­vices note, they even add fun to the act of bor­row­ing and lending…quite an accom­plish­ment.